“Homeowners told to start later-life planning at 40”

Nov 1, 2017 | Retirement

If you’re already in ‘later life accommodation’ this article might cheer you up; an influx of under-80-year-olds would surely brighten the place up, adding an occasional game of Harry Potter Trivia to the usual diet of bingo or reruns of Marigold Hotel. Sorry, in my view this is a conspiracy to fill up the hundreds, nay, thousands of unsold units in ’Exclusive Living for the over-55s’ developments. Once you can grow a beard/legally wear make-up, stop wishing yourself older; or be careful what you wish for.

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“Back to work for people aged 65”

“Back to work for people aged 65”

So is it ‘back to work’ or never stopping? And why? Because we’re cash-strapped and can’t afford to retire? Or healthier and realising that working can actually keep you healthy? Well, it all depends, of course.

“Annuity rates soar to 14-year high”

“Annuity rates soar to 14-year high”

I was asked this week whether annuities are now ‘a good investment’. They’ve been recommended very rarely in recent years, since ‘pension freedoms’ allowed pretty much unlimited drawdown on pension funds and anything left to be passed on to beneficiaries free of Inheritance Tax.

“Retirement Income Group Backs Elton John”

“Retirement Income Group Backs Elton John”

Rock stars who’ve actually made it to retirement age have become great examples of the ‘why retire at 60/65/70 or even 75’ trend. Many healthy enough to carry on working can’t and won’t be able to afford to retire, of course, with the death of final salary pensions, shrinking state benefits and low savings rates.