One self-inflicted blow to the housing shortage was the decision to change the system of housing benefit payments some years ago. Instead of paying private landlords direct, it was paid to tenants and left to them to pay their rent. Guess what, arrears soared and most pulled out of the sector. The consequences of defaulting on a mortgage are greater still all round. Maggie’s Right to Buy may have been a vote winner, but had long-term (easily foreseen) consequences. This bonkers idea will have still more.
“I always thought advice did not need to be delivered in a suit”
It seemed a little weird to wear a tie on Zoom meetings, although we never stooped to the lockdown hoodie and T-shirt wearing adopted by many. We agonised before going open neck for the guys in our new website photos; and although I started tie-less in face-to-face...