“FCA must tackle Sipp problem”

Dec 13, 2017 | Pensions

If there are any vultures swooping on steelworkers’ pensions, they’re usually recommending they put the money their funds into unregulated, usually offshore investments offering fantastic guaranteed returns from non-existent beachside properties in Panama or (insert name of dodgy country here). When their non-existence is confirmed, we non-dodgy advisers have to fund the compensation that’s forked out. So apologies to the great and good amongst our regulators if I’m pointing out the bleeding’ obvious; but why not just change the rules so that pensions can’t invest in dodgy, unregulated investments?

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“National insurance cut raises questions over state pension funding”

“National insurance cut raises questions over state pension funding”

In an election year, all parties will try to be all things to all men. Mostly, it’s only stuff which matters ‘on the doorstep’ which matters. In isolation, Mrs Miggins (not my invention) will be delighted that her pension has gone up with the highest measure of inflation; and no one running a business will be complaining that National Insurance has been reduced.

“Back to work for people aged 65”

“Back to work for people aged 65”

So is it ‘back to work’ or never stopping? And why? Because we’re cash-strapped and can’t afford to retire? Or healthier and realising that working can actually keep you healthy? Well, it all depends, of course.