“How Will The Proposed EPC Regulations For 2025 Impact Landlords?”

Apr 6, 2022 | Housing market

This falls firmly into the Michael Caine ‘not a lot of people know this’ category. And that includes a lot of people who should. By 2025, all newly rented properties have to meet much higher ‘Energy Performance Certificate’ standards which will mean big spending for landlords of all but the most recent of new-builds. And by 2028, it will apply to all rentals. Many with buy-to-let mortgages will find they can’t change or renew these, there will without doubt be a heck of a lot of properties hitting the market in three years time, and rents will be hiked to cover the costs, probably well before 2025. They’ll be saving the planet, but that won’t be much comfort for already struggling tenants. Yet another law of unexpected consequences; which should have been expected.

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“John Lewis foray into BTR could result in losses of £57m”

“John Lewis foray into BTR could result in losses of £57m”

I did predict a while ago that Waitrose Homes rather than Waitrose Home Deliveries could be the future. John Lewis were probably the most benign big business to decide to go into the housing rental market, a move which could swing things away from the unpredictability of the mass of private landlords who dominate the sector.

“Should you fix your mortgage forever?”

“Should you fix your mortgage forever?”

In the US (and, randomly, Denmark) it’s the norm to fix-rate your mortgage for the life of your mortgage. For us and most others, it’s now usual to fix your mortgage rate, but only for a couple or five years at most.