Confused about your pension? Ready to retire? We take the stress out of your retirement planning.
Every time pensions are ‘simplified’, they seem to get more complicated.
Most of us have had more than one job, which means we can end up with a complex mix of pensions of which it’s often hard to make sense.
‘Pension freedoms’, which let you access your pension funds at will once you’re 55, and the introduction of ‘auto-enrolment’ workplace pensions, have made the choices increasingly complex and the need for advice ever more important.
We’ll help you make sense of it all.
Whether you want to retire, to plan for retirement, work less or take money from your pensions, we’ll help you make sense of what you have and what you need. As the size of your pension funds and the income they can produce depend on the success of the investments they hold, arranging a coordinated investment strategy is often our starting point. We’ll work with you to advise how, when and from where you should take your pension benefits.
We’ll often advise you to take the income you need from a mix of investments and not just from your pensions. And we’ll ensure that it all works tax efficiently, is tailored to your circumstances and that what you have will last as long as you do.
The future of financial advice
A combined approach
Our client websites give you access to information about your pensions at any time, on your computer, mobile phone or tablet.
Our approach is to offer ‘old-fashioned’ face-to-face advice combined with the best use of modern technology.