“Retail investors turning to media rather than advisers for answers”

Dec 11, 2023 | Financial Services

The nub of this is that, apparently, most ‘retail investors’ (that’s you if you’re not a pro or a company) ‘manage their own portfolios and gather insights from media rather than turning to financial advisers’. Well, that doesn’t chime with our experience, and it is, I guess, a question of to whom you put the question. Yes, there are many who choose to do their own thing and good luck to them if they enjoy it and have the time and inclination. If there’s not much money involved, we might well point you at one of the many cheap DIY sites, who offer pre-packaged investments as we might not be good value for you. Maybe you want to leave most in the bank and have a flutter. Fine. Most who come to us would worry or know they can’t or won’t do a good job and are happy to delegate; or maybe want someone else to carry the can if it goes wrong. Or, on more than a few occasions, have had a go on their own and realised it’s not for them. Here to help!

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“Advisers fearful of further compliance and regulation”

“Advisers fearful of further compliance and regulation”

We know, of course we know, that regulation is, or at least should be a ‘good thing’. If those who need or should seek advice can be confident that they’ll be told the right thing, that someone has looked at those ’too good to be true’ investments before they’re allowed to take your money; or, in the case of a Woodford, while they’re raking it in to make sure it’s going where it’s supposed to.