Here’s something which might cheer you up: we’re going to live longer than we think. Apparently, most of us think we’re going to shuffle off well before lies, damn lies and statistics say we should. Those in their 50s and 60s give themselves until they’re 80, whereas 90 is more the norm now; and 20 and 30-somethings don’t think they’ll make it far into their 70’s, while they’re likely to crack on well into their 90s. All of which means we need to save more, which we knew anyway. Doesn’t make it any easier, though.