The number of under-40s, in particular, renting without apparent hope of buying has risen by over...
UK housing market
“Govt cannot expect people to pay mortgage if ministers struggle”
And here are the real-life effects of high, or at least much-higher-than-they-were, interest and...
“Govt considers ‘radical approach’ to homeownership with 1% deposit mortgages”
Here’s another pre-election potential headline grabber which would, I’d say, have longer-term...
“Rents up 9% in 2023 while voids hit historic lows – Goodlord”
Here’s the other side of the ‘housing crisis’. Rents are up by an above-inflation percentage,...
“NatWest joins “repricing frenzy” with cut rates for new and existing mortgage customers”
Hopeful signs? A price war or ‘repricing frenzy’ amongst mortgage providers shows that the...
““Sir Howard Davies should be ashamed” – brokers react to NatWest chair’s property ladder comments”
‘Just when bankers’ reputations have started to recover’ might be something of an exaggeration....
“‘Great news for homeowners’ as HSBC and TSB make further rate cuts”
This should be good news, not just for those getting a new mortgage but also for your investments....
“UK house prices see modest uptick in October but remain below last year’s levels”
Now here’s an area in which everyone is an expert and seems to know how to ‘time the market’....
“Conveyancers urged to prepare for squeeze as mortgage costs climb to 85% of household income”
So the rub is coming, and here we’ll see the delayed and probably unintended consequence of using...
“John Lewis foray into BTR could result in losses of £57m”
I did predict a while ago that Waitrose Homes rather than Waitrose Home Deliveries could be the...
“Should you fix your mortgage forever?”
In the US (and, randomly, Denmark) it’s the norm to fix-rate your mortgage for the life of your...
“Santander tightening buy-to-let affordability ‘disaster’ for market”
It’s not just spiralling interest rates which are affecting buy to lets. These have meant that...
“Fixed rate mortgage crunch could force over-55s back to work”
More of the Law of Unexpected Consequences. Apparently, over 400,000 over 50s have ‘left the...
“Four of Britain’s biggest lenders cut rates on fixed mortgage deals”
A majority of mortgagees are on fixed rate deals these days. Most mortgagors offer the chance to...
“UK house prices fall at sharpest rate for 14 years, says Nationwide”
As rehearsed many times, I’ve been a house price doom-monger for many a month. As with those who...