Join us for a Conversation with Nigel Clarke – Protection Specialist at Philip James Financial Services.
How do we pick the investments we recommend? Well, ‘performance’, or how much money they make, is of course important.
Sounds a bit investment/tech/nerdy, I know. The ’60/40’ portfolio is what we call ‘Balanced’, with 60% in shares, 40% in fixed interest bonds, loans to companies and governments.
How we as advisers charge for our services has been the subject of navel-gazing debate in our profession for some time. Should we work on accountant- and solicitor-style hourly rates, charge a fixed subscription or have a menu of tasks and bill you accordingly.