[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#054571″ background_image=”https:\/\/www.pjamesfs.com\/wp-content\/uploads\/2022\/07\/finance-24-8.png” custom_padding=”70px||70px||true|false” custom_padding_tablet=”” custom_padding_phone=”50px||50px||true|false” locked=”off” global_colors_info=”{}”][et_pb_row gutter_width=”2″ _builder_version=”4.18.0″ _module_preset=”default” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” custom_padding=”0px||0px||true|” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” animation_style=”slide” animation_direction=”top” animation_duration=”1500ms” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”d92f2016-f1b4-4e99-89f8-f04e64888b8f” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”a03e1811-588e-4476-a76d-ce3d91a2d94b” locked=”off” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.17.6″ _module_preset=”default” background_image=”https:\/\/www.pjamesfs.com\/wp-content\/uploads\/2022\/07\/finance-24-7.png” custom_margin=”110px||110px||true|false” custom_padding=”0px||0px||true|” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ gutter_width=”2″ _builder_version=”4.18.0″ _module_preset=”default” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” custom_padding=”0px||0px||true|” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||35px|false|false” custom_padding_tablet=”40px|||0px|false|false” custom_padding_phone=”40px|||0px|false|false” custom_padding_last_edited=”on|phone” global_colors_info=”{}”][et_pb_blurb title=”Do I have enough insurance in place?” image=”https:\/\/www.pjamesfs.com\/wp-content\/uploads\/2022\/07\/finance-24-10.png” _builder_version=”4.18.0″ _module_preset=”2fb7dea9-8c5e-4d28-acb9-6254f9dbf949″ image_max_width=”22px” global_colors_info=”{}”][\/et_pb_blurb][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_2_font=”|600|||||||” header_2_text_align=”left” header_2_text_color=”#054571″ header_2_font_size=”32px” header_2_line_height=”1.2em” header_3_font=”DM Sans|700|||||||” header_3_text_align=”left” header_3_text_color=”#050d42″ header_3_font_size=”35px” header_3_line_height=”1.2em” custom_margin_tablet=”-10px||||false|false” custom_margin_phone=”-10px||||false|false” custom_margin_last_edited=”on|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”25px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
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The one who asked you what would happen to your family or business if the breadwinner couldn\u2019t win bread any more and persuaded you to pay a few pounds (pennies in the old days) for \u2018peace of mind\u2019.<\/p>\n
Their disappearance means that many families do not have enough life insurance to protect their family or make sure their business could continue in the event of their death. Often, they\u2019re not sure what they do have and old policies may not be set up properly for their current circumstances (in trust, for example, for the right people).<\/p>\n
[\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjIzNTUifX0=@” button_text=”Talk to us today” _builder_version=”4.18.0″ _dynamic_attributes=”button_url” _module_preset=”8f216ff6-ec42-4648-b9df-984f473b5862″ global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.pjamesfs.com\/wp-content\/uploads\/2022\/09\/Advanced-Analytics.svg” _builder_version=”4.18.0″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″ title_text=”Advanced Analytics” width=”85%” module_alignment=”center” scroll_horizontal_motion_enable=”on” scroll_horizontal_motion=”0|50|50|100|2|0|-1″][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_image=”https:\/\/www.pjamesfs.com\/wp-content\/uploads\/2022\/07\/finance-24-8.png” custom_padding=”110px||110px||true|” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ gutter_width=”2″ _builder_version=”4.18.0″ _module_preset=”default” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” custom_padding=”0px||0px||true|” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.pjamesfs.com\/wp-content\/uploads\/2022\/09\/Data-Visualisation.svg” title_text=”Data Visualisation” align=”center” _builder_version=”4.18.0″ _module_preset=”default” module_alignment=”center” custom_margin_tablet=”30px||||false|false” custom_margin_phone=”40px||||false|false” custom_margin_last_edited=”on|phone” scroll_vertical_motion_enable=”on” scroll_vertical_motion=”0|50|50|100|0.3|0|0.3″ hover_enabled=”0″ scroll_vertical_motion_tablet=”0|50|50|100|0|0|0″ scroll_vertical_motion_phone=”0|50|50|100|0|0|0″ scroll_vertical_motion_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”70px||||false|false” custom_padding_tablet=”0px||||false|false” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|phone” global_colors_info=”{}”][et_pb_blurb title=”What happens if I\u2019m unable to work?” image=”https:\/\/www.pjamesfs.com\/wp-content\/uploads\/2022\/07\/finance-24-6.png” _builder_version=”4.18.0″ _module_preset=”7fc6c0fd-72c9-4b10-bc5f-6596082a1b27″ header_level=”h2″ header_text_color=”#ffffff” image_max_width=”22px” global_colors_info=”{}”][\/et_pb_blurb][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_2_font=”|600|||||||” header_2_text_color=”#FFFFFF” header_2_font_size=”32px” header_2_line_height=”1.2em” header_3_font=”DM Sans|700|||||||” header_3_text_align=”left” header_3_text_color=”#ffffff” header_3_font_size=”32px” header_3_line_height=”1.2em” max_width=”429px” module_alignment=”left” custom_margin=”35px||||false|false” custom_margin_tablet=”20px||||false|false” custom_margin_phone=”10px||||false|false” custom_margin_last_edited=”on|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”25px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
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The same is true for illness or accident. If you\u2019re diagnosed with a serious illness, or have a bad accident, your lifestyle, your ability to work at the same pace or to look after your family would be affected. Critical illness cover, income or mortgage payment protection is vitally important.<\/p>\n
Most insurance is either a complete waste of money or the best thing you ever did. You hope, of course, that it will be a complete waste of money, and that you never have to make a claim. But if you do, you want to ensure that the claim will be paid and, if you\u2019re not around, that the money goes into the right hands at the right time.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.17.6″ _module_preset=”default” background_image=”https:\/\/www.pjamesfs.com\/wp-content\/uploads\/2022\/07\/finance-24-7.png” custom_margin=”110px||110px||true|false” custom_padding=”0px||0px||true|” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ gutter_width=”2″ _builder_version=”4.18.0″ _module_preset=”default” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” custom_padding=”0px||0px||true|” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||35px|false|false” custom_padding_tablet=”40px|||0px|false|false” custom_padding_phone=”40px|||0px|false|false” custom_padding_last_edited=”on|phone” global_colors_info=”{}”][et_pb_blurb title=”What type of insurance do I need?” image=”https:\/\/www.pjamesfs.com\/wp-content\/uploads\/2022\/07\/finance-24-10.png” _builder_version=”4.18.0″ _module_preset=”2fb7dea9-8c5e-4d28-acb9-6254f9dbf949″ image_max_width=”22px” global_colors_info=”{}”][\/et_pb_blurb][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_2_font=”|600|||||||” header_2_text_align=”left” header_2_text_color=”#054571″ header_2_font_size=”32px” header_2_line_height=”1.2em” header_3_font=”DM Sans|700|||||||” header_3_text_align=”left” header_3_text_color=”#050d42″ header_3_font_size=”35px” header_3_line_height=”1.2em” custom_margin_tablet=”-10px||||false|false” custom_margin_phone=”-10px||||false|false” custom_margin_last_edited=”on|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”25px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
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As part of our review process, we will always ask you about your life and health insurance, review what you have in place, and make recommendations to change or increase it if appropriate.<\/p>\n
It\u2019s an important part of what we do. And, if it\u2019s done properly, really can give you the promised \u2018peace of mind\u2019.<\/p>\n
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Life insurance\u00a0and protectionPlanning for the bad stuff? We make sure you and your loved ones are protectedWhatever happened to the life insurance salesman?The one who asked you what would happen to your family or business if the breadwinner couldn\u2019t win bread any more and persuaded you to pay a few pounds (pennies in the old […]<\/p>\n","protected":false},"author":1,"featured_media":2459,"parent":3507,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/pages\/2458"}],"collection":[{"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/comments?post=2458"}],"version-history":[{"count":0,"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/pages\/2458\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/pages\/3507"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/media\/2459"}],"wp:attachment":[{"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/media?parent=2458"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}