[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#054571″ background_image=”https:\/\/www.pjamesfs.com\/wp-content\/uploads\/2022\/07\/finance-24-8.png” custom_padding=”70px||70px||true|false” custom_padding_tablet=”” custom_padding_phone=”50px||50px||true|false” locked=”off” global_colors_info=”{}”][et_pb_row gutter_width=”2″ _builder_version=”4.18.0″ _module_preset=”default” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” custom_padding=”0px||0px||true|” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” animation_style=”slide” animation_direction=”top” animation_duration=”1500ms” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”d92f2016-f1b4-4e99-89f8-f04e64888b8f” global_colors_info=”{}”]<\/p>\n
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[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.17.6″ _module_preset=”default” background_image=”https:\/\/www.pjamesfs.com\/wp-content\/uploads\/2022\/07\/finance-24-7.png” custom_margin=”110px||110px||true|false” custom_padding=”0px||0px||true|” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ gutter_width=”2″ _builder_version=”4.18.0″ _module_preset=”default” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” custom_padding=”0px||0px||true|” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||35px|false|false” custom_padding_tablet=”40px|||0px|false|false” custom_padding_phone=”40px|||0px|false|false” custom_padding_last_edited=”on|phone” global_colors_info=”{}”][et_pb_blurb title=”%22Do I need a will?%22″ image=”https:\/\/www.pjamesfs.com\/wp-content\/uploads\/2022\/07\/finance-24-10.png” _builder_version=”4.18.0″ _module_preset=”2fb7dea9-8c5e-4d28-acb9-6254f9dbf949″ image_max_width=”22px” global_colors_info=”{}”][\/et_pb_blurb][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_2_font=”|600|||||||” header_2_text_align=”left” header_2_text_color=”#054571″ header_2_font_size=”32px” header_2_line_height=”1.2em” header_3_font=”DM Sans|700|||||||” header_3_text_align=”left” header_3_text_color=”#050d42″ header_3_font_size=”35px” header_3_line_height=”1.2em” custom_margin_tablet=”-10px||||false|false” custom_margin_phone=”-10px||||false|false” custom_margin_last_edited=”on|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”25px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
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It\u2019s something that many of us prefer not to think about, but that can, if things go wrong, really affect those you leave behind and their future financial welfare.<\/p>\n
If you have a family, does your will appoint guardians for your children? Do you have lasting powers of attorney in place? If you run your own business, does your will specify what should happen to it when you die? And are there other legal arrangements and trusts in place to make sure this will happen?\u00a0We work with trusted solicitors to ensure this vital part of your financial planning meets your needs.<\/span><\/p>\n [\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjIzNTUifX0=@” button_text=”Talk to us today” _builder_version=”4.18.0″ _dynamic_attributes=”button_url” _module_preset=”8f216ff6-ec42-4648-b9df-984f473b5862″ global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.pjamesfs.com\/wp-content\/uploads\/2022\/09\/Financial-Data.svg” _builder_version=”4.18.0″ _module_preset=”default” title_text=”Financial Data” hover_enabled=”0″ sticky_enabled=”0″ scroll_blur_enable=”on” scroll_blur=”0|40|60|100|10px|0px|2px”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_image=”https:\/\/www.pjamesfs.com\/wp-content\/uploads\/2022\/07\/finance-24-8.png” custom_padding=”110px||110px||true|” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ gutter_width=”2″ _builder_version=”4.18.0″ _module_preset=”default” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” custom_padding=”0px||0px||true|” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.pjamesfs.com\/wp-content\/uploads\/2022\/09\/Data-Globe.svg” title_text=”Data Globe” align=”center” _builder_version=”4.18.0″ _module_preset=”default” module_alignment=”center” custom_margin_tablet=”30px||||false|false” custom_margin_phone=”40px||||false|false” custom_margin_last_edited=”on|phone” scroll_vertical_motion_enable=”on” scroll_vertical_motion=”0|50|50|100|0.3|0|0.3″ hover_enabled=”0″ scroll_vertical_motion_tablet=”0|50|50|100|0|0|0″ scroll_vertical_motion_phone=”0|50|50|100|0|0|0″ scroll_vertical_motion_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”70px||||false|false” custom_padding_tablet=”0px||||false|false” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|phone” global_colors_info=”{}”][et_pb_blurb title=”Inheritance Tax in the UK” image=”https:\/\/www.pjamesfs.com\/wp-content\/uploads\/2022\/07\/finance-24-6.png” _builder_version=”4.18.0″ _module_preset=”7fc6c0fd-72c9-4b10-bc5f-6596082a1b27″ header_level=”h2″ header_text_color=”#ffffff” image_max_width=”22px” global_colors_info=”{}”][\/et_pb_blurb][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_2_font=”|600|||||||” header_2_text_color=”#FFFFFF” header_2_font_size=”32px” header_2_line_height=”1.2em” header_3_font=”DM Sans|700|||||||” header_3_text_align=”left” header_3_text_color=”#ffffff” header_3_font_size=”32px” header_3_line_height=”1.2em” max_width=”429px” module_alignment=”left” custom_margin=”35px||||false|false” custom_margin_tablet=”20px||||false|false” custom_margin_phone=”10px||||false|false” custom_margin_last_edited=”on|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”25px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#ffffff” text_line_height=”1.8em” max_width=”418px” module_alignment=”left” custom_margin=”35px||||false|false” custom_margin_tablet=”0px||||false|false” custom_margin_phone=”25px||||false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n Passing as much as possible to our loved ones or to our chosen beneficiaries and not to the taxman, is important for most of us. Planning to do this becomes both more difficult and more of a priority as you get older.<\/p>\n There are many solutions, including making gifts, choosing the right investments and using trusts and life assurance, which can help reduce the potential impact of Inheritance Tax. And pensions can now be an important part of your family\u2019s inheritance.\u00a0They all require proper advice and early action. \u2018Wealth Preservation\u2019 can be as important as \u2018Wealth Generation\u2019 to many of our clients.\u00a0That\u2019s why we\u2019ll always point out if Inheritance Tax is likely to affect your estate, and ask you if you feel it\u2019s a concern.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Wills\u00a0and Estate PlanningHave you made an up-to-date will? We can advise you on how to really look after your loved ones in the futureWe will always ask you whether you\u2019ve made a will, and when it was last reviewed or updated.It\u2019s something that many of us prefer not to think about, but that can, if […]<\/p>\n","protected":false},"author":1,"featured_media":2472,"parent":3507,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/pages\/2471"}],"collection":[{"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/comments?post=2471"}],"version-history":[{"count":0,"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/pages\/2471\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/pages\/3507"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/media\/2472"}],"wp:attachment":[{"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/media?parent=2471"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Inheritance Tax planning\u00a0<\/span><\/h2>\n