{"id":1063,"date":"2018-02-15T11:00:14","date_gmt":"2018-02-15T11:00:14","guid":{"rendered":"https:\/\/www.pjamesfs.com\/?p=1063"},"modified":"2018-02-15T11:00:14","modified_gmt":"2018-02-15T11:00:14","slug":"suitability-concerns-risk-tools-crude-clients","status":"publish","type":"post","link":"https:\/\/www.pjamesfs.com\/suitability-concerns-risk-tools-crude-clients\/","title":{"rendered":"&#8220;Suitability concerns over risk tools \u2018too crude for clients\u2019&#8221;"},"content":{"rendered":"<p>Here&#8217;s something which might cheer you up: we&#8217;re going to live longer than we think. Apparently, most of us think we&#8217;re going to shuffle off well before lies, damn lies and statistics say we should. Those in their 50s and 60s give themselves until they&#8217;re 80, whereas 90 is more the norm now; and 20 and 30-somethings don&#8217;t think they&#8217;ll make it far into their 70&#8217;s, while they&#8217;re likely to crack on well into their 90s.<span class=\"gmail-Apple-converted-space\">\u00a0\u00a0<\/span>All of which means we need to save more, which we knew anyway. Doesn&#8217;t make it any easier, though.<\/p>\n<p><a href=\"https:\/\/www.ftadviser.com\/pension-freedom\/2018\/02\/14\/suitability-concerns-over-risk-tools-too-crude-for-clients\/?utm_campaign=FTAdviser+news&amp;utm_source=emailCampaign&amp;utm_medium=email&amp;utm_content=\" target=\"_blank\" rel=\"noopener noreferrer\">Read more here<\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Here&#8217;s something which might cheer you up: we&#8217;re going to live longer than we think. Apparently, most of us think we&#8217;re going to shuffle off well before lies, damn lies and statistics say we should. Those in their 50s and 60s give themselves until they&#8217;re 80, whereas 90 is more the norm now; and 20 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":798,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[53],"tags":[201,85,202],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/posts\/1063"}],"collection":[{"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/comments?post=1063"}],"version-history":[{"count":0,"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/posts\/1063\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/media\/798"}],"wp:attachment":[{"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/media?parent=1063"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/categories?post=1063"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pjamesfs.com\/wp-json\/wp\/v2\/tags?post=1063"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}