My jaw dropped at 118118 Loan’s 99.95% APR, but it seems they’re at the charitable end of the Lending-to-the-Desparate market. How about Wonga’s 1,086%? Here’s one of many comments I received following my post yesterday : ‘Preying upon the most vulnerable and ill-equipped with the lure of ‘no questions asked’ is nothing short of immoral and another sign of the growing imbalance between the ‘haves’ and ‘have nots’ in our society…’