I bought this car in 1997. I sold it in 2003, but I was never really happy with it, the seats gave me backache and the stereo was rubbish. The guy should have asked me about my bad back and music-listening preferences, so I think I’ll ask for my money back with interest of 8% per annum, please. If only life were like that. Well, it is, if you bought a PEP (kids etc.), and can find the paperwork when the claims management company cold-calls you. Not much hope with my dodgy Mondeo, though.
“Letter of authority: Why now is the right time for change”
This may sound like a non-issue from outside the world-of-financial-advice bubble. It is the bain, however, of the daily working lives of many of us, particularly of those paid by we advisers to do the dirty work of dealing with the many providers with whom we have to work.