There is a glaringly obvious way to make sure the self-employed (and the rest of the working population) ‘save for later life’. It was introduced 70 years ago and was a pretty good idea and was called National Insurance. You pay what is really an extra tax, and in return you get State Benefits. You could call it the Welfare State. The systems are already in place and however complex, a bloomin’ (pardon my French, missus) sight simpler than the administrative morass of auto-enrolment pensions. But maybe I’m going all leftie in my old age. Next thing you know, I’ll be campaigning to bring back Green Shield Stamps (kids etc.)
