“Why you should never retire”

Jan 29, 2024 | Pensions, Retirement

On my 50th birthday, I will always remember, amongst the card or two I received was a letter from Saga’ who’d managed to find out my age through the wonder of the internet, and were pleased to tell me I now qualified to join my parents and go on holiday with them. It had the opposite effect, I vowed I never would, and never have. I’ve helped, over the years, many clients with their retirement  finances and lived in a number of places in which I’ve reduced the average age. My conclusion, which I’ve confirmed to myself recently, is that I mostly enjoy what I do and don’t want to substitute it with Probus, Rotary or the Parish Council as I’ve seen so many do. As previously rehearsed, there are many ’what ifs’, health mental and physical, the ability to be one’s own boss and to do a job which uses more brain than brawn. But the message is, increasingly, if you can and you want to, carry on. It will keep you young. Or perhaps young-er, at least.               

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“National insurance cut raises questions over state pension funding”

“National insurance cut raises questions over state pension funding”

In an election year, all parties will try to be all things to all men. Mostly, it’s only stuff which matters ‘on the doorstep’ which matters. In isolation, Mrs Miggins (not my invention) will be delighted that her pension has gone up with the highest measure of inflation; and no one running a business will be complaining that National Insurance has been reduced.

“Back to work for people aged 65”

“Back to work for people aged 65”

So is it ‘back to work’ or never stopping? And why? Because we’re cash-strapped and can’t afford to retire? Or healthier and realising that working can actually keep you healthy? Well, it all depends, of course.