There are a lot more people supposedly enjoying the freedom and tax-efficiency of running their own businesses now. Most of them, of course, are Deliveroo bikers, Amazon drivers and other members of the austerity-inspired gig economy. They won’t and almost certainly can’t afford to be putting money into a personal pension. Those who are, especially if they’re paying the auto-enrolment minimum, will certainly not be heading for a cruise ship retirement. And none of this will be top of the Boris agenda atm.
“Why you should never retire”
On my 50th birthday, I will always remember, amongst the card or two I received was a letter from Saga’ who’d managed to find out my age through the wonder of the internet, and were pleased to tell me I now qualified to join my parents and go on holiday with them.