by Philip James Financial Services | Aug 17, 2023
The vast majority of mortgage borrowers who’ve had a choice are on fixed rate deals these days. If you fixed while rates were still low, a crunch point will loom, probably sooner rather than later. And those who for years felt pretty comfortable (often a tad smug)...
by Philip James Financial Services | Aug 17, 2023
Remember George Osborne? His plan was to cut his way to a ‘budget surplus’, where the government has more money coming in than goes out, by 2015. He dropped that particular plan in 2016, so before Brexit could be blamed for our later and current woes. Ireland has...
by Philip James Financial Services | Aug 17, 2023
This all sounds very good for us and promising for the rest of the ‘unadvised’ who need advice; until you dig a little below the surface, that is. The figures represent an increase of just 2%, to 8% of those who could and should get advice actually seeking and...