by Philip James Financial Services | Aug 17, 2023
‘What’s going to happen to house prices’, I was asked yesterday. I’m proven to be the wrong person to ask, as I’ve been doom-mongering on most people’s most precious financial concern for years now. Surely, I’ve written, with new villages springing up outside every...
by Philip James Financial Services | Aug 17, 2023
So here’s a horny dilemma. The Lifetime Allowance was (mostly) abolished in the last Budget. I say mostly, because the limit on how much tax-free cash you can take from a pension is still in place as are one or two other, arguably anachronistic elements of one of the...
by Philip James Financial Services | Aug 17, 2023
This QANGO (as nobody now calls such institutions) was set up to suggest improvements, supposedly simplifications, to our labyrinthine, or, as the Treasury Committee ironically describe it, ‘overcomplicated and burdensome’ tax system. It was set up by the unlamented...
by Philip James Financial Services | Aug 17, 2023
As inflation remains unchanged and interest rates head up again, there’s ‘no hope on the horizon for hard-pressed households’. And why would there be, as ‘if it ain’t hurting, it ain’t working’. Through-the-roof mortgage payments may ruin lives, but the fact that no...
by Philip James Financial Services | Aug 17, 2023
Local readers will think, by the end of this review, that I should be moving to Stroud and aligning myself with the ley lines. But I’ve found this little book to be really self-helpful, and I’m not someone who usually goes in for this sort of thing. It’s premise is...