Remember the ‘milk round’? No, not Ernie and his gold tops (kids etc.), this was when big employers visited schools and unis to recruit new blood, the majority of whom would stay with them until they collected their pensions. Now most of us end up with lots of pensions , and the temptation is to put them into one convenient pot. You can DIY it cheaply and easily online. Or use us and pay, because we get info on each, compare charges, funds, pros and cons and give advice to make sure you’re doing the right thing; so that when you get that ‘were you persuaded to transfer your pension’ text, you can’t get a dodgy claims company to come after us. You pays your money and you takes your choice.
“Why you should never retire”
On my 50th birthday, I will always remember, amongst the card or two I received was a letter from Saga’ who’d managed to find out my age through the wonder of the internet, and were pleased to tell me I now qualified to join my parents and go on holiday with them.