The vast majority of mortgage borrowers who’ve had a choice are on fixed rate deals these days. If...
Mortgages
“40-year mortgages now ‘commonplace’”
When I was but a youth, I was often told to enjoy myself before I had the ‘millstone of a mortgage...
“Bank of mum and dad drives economic inequalities”
Not sure if there are any surprises or changes to the world order here. It was ever thus, that...
“Brokers respond to Money Box presenter’s comments on finding a broker”
According to Paul Lewis of the BBC’s MoneyBox programme, to get a good deal,you should go to a...
“More mortgage lenders pull deals on rate rise fears”
I was right in one of my predictions last week, but for the wrong reasons. I said there would be a...
“Bring back 110% LTV mortgages in deprived areas – Policy Exchange”
The average mortgage term is now 30 years, the only way the average loan needed to buy the average...
“Brokers deem Johnson’s housing benefits pledge irresponsible”
One self-inflicted blow to the housing shortage was the decision to change the system of housing...
This month’s Interview: Anne Hester
Join us as we speak with Anne Hester, Independent financial and mortgage adviser at Philip James...
“I always thought advice did not need to be delivered in a suit”
It seemed a little weird to wear a tie on Zoom meetings, although we never stooped to the lockdown...
“Halifax undercuts Nationwide’s record 5-year fixed-rate”
How low can you go? Well, pretty low, it seems, although those still sitting on ‘tracker’...
“95% mortgages return with government guarantee”
‘The lesson of history is that no-one learns the lessons of history’. Did no-one tell Rishi that...
“Credit files to be affected under latest FCA mortgage proposals”
I’ve spoken to a number of people who’ve taken a mortgage payment holiday since lockdown just...
“‘Mortgage prisoners’ given help by City regulator”
The pendulum always swings too far in one direction or another and rarely settles in the middle....
FCA mortgage rules
Did you think Brexit would mean we’d be free of interfering bureaucrats making annoying rules by...