“Middle-aged people in a relationship find it easier to plan for retirement”

Feb 20, 2024 | Pensions, Retirement

This may come as a surprise to many a married person, but it seems that being single is far more expensive than being ‘in a relationship’. I’ve met many long-term singleton clients who profess to love their own company and whose lives, on the face of it, seem very ordered and whose homes are often cold enough to make one assume they’re saving on the heating as well as many other things. Apparently, sharing the costs does not double them, and this applies not just to day-to-day living, but also to future living and planning for retirement (for which read, putting money into a pension); which is apparently both more affordable and a higher priority for those who are hitched. The reasons are, I would hazard, a little more complex and, yes, everyone’s different; but the message is,  keep swiping right or left or whatever if you want more years of gardening.       

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“National insurance cut raises questions over state pension funding”

“National insurance cut raises questions over state pension funding”

In an election year, all parties will try to be all things to all men. Mostly, it’s only stuff which matters ‘on the doorstep’ which matters. In isolation, Mrs Miggins (not my invention) will be delighted that her pension has gone up with the highest measure of inflation; and no one running a business will be complaining that National Insurance has been reduced.

“Back to work for people aged 65”

“Back to work for people aged 65”

So is it ‘back to work’ or never stopping? And why? Because we’re cash-strapped and can’t afford to retire? Or healthier and realising that working can actually keep you healthy? Well, it all depends, of course.